Annual Income You Expect from Savings
Your Total Retirement Savings
Your Income-to-Assets Ratio
You are an OVERFUNDED Investor
Congratulations! You are lucky enough to have more savings than is needed to generate your expected annual retirement income. Unlike Constrained Investors, you may need less protection against The 3 Big Risks, because your financial cushion is greater.
You are an UNDERFUNDED Investor
To meet your monthly income goal you will need to increase the amount you save, or, reduce your expected income to an amount that better aligns with the size of your retirement nest egg.
You are a CONSTRAINED Investor
See the section below to learn the next steps you can take to help strengthen your retirement security.