The reality is, that simply being unlucky in the timing of your retirement - just picking a year to retire that’s a bad one for stocks - can be the difference between your income continuing for years and years, or running out early. Don’t leave your retirement security to good luck or bad.

Learn how 3-months could make a $1,000,000 difference in your retirement.

The effect of rising prices can threaten a retiree’s standard of living. For example, in 1980, the average price of a new car was $7,210. By 1989, it had increased to $15,400. And in 2017, the average new car cost $33,560. At a 3% rate of inflation, a retiree loses 25% of his or her purchasing power every ten years.

Your strategy for creating retirement income must seek to keep your income on pace with inflation.

No retiree stops needing money. So a good question to contemplate is, “How long could my retirement last?” Think about the oldest person you know? Is he or she over 80? or 90? The fact is, a married couple age 65 has a 25% chance that the surviving spouse will live to age 98!

Your strategy for creating retirement income should provide a “floor" of monthly income you can’t outlive.

No retiree stops needing income. And no retiree can know in advance which financial risks may threaten their standard-of-living.

Don’t confront retirement without a plan for monthly income. The Income for Life Model® helps you manage The 3 Big Risks™.

Learn more about The 3 Big Risks. Download the free report.