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The projections or other information generated by The Income for Life Model® calculator related to total returns are hypothetical illustrations of mathematical principles that do not predict or project the performance of an investment or investment strategy. The computations of future returns are based upon assumed variables and inputs made directly by the user and does not guarantee future results. Constrained Investor is a registered trademark of Wealth2k, Inc. The 3 Big Risks is a trademark of Wealth2k, Inc.